Author Archives: Jay Butchko
Most Important Estate Planning Documents
The reasons for procrastinating one’s estate plan are many. It is not pleasant to think about your own mortality. You would love to provide an inheritance for your children, but no matter your age, it is easy to feel that your children and their peers face such an uphill battle financially that any inheritance… Read More »
Nearby Hangouts To Look Forward To If You Retire In Orlando
An itinerant retirement is not for everyone. Only a minority of the people who decide that, as retirees, they plan to travel the world without a home base to speak of can keep up that lifestyle for more than a few months. Even the most adventurous people need some relaxing monotony sometimes. You should… Read More »
Maybe Probate Is Worse Than You Think It Is
Estate planning lawyers spend a lot of time assuring clients that getting started on one’s estate plan is easier than they think it is. When these lawyers are successful, their clients end up with a well-designed estate plan. Therefore, probate is painless for the family members that the clients have named as personal representative… Read More »
Should Affordable Housing For Seniors Be Part Of Your Estate Plan?
If you own your house with little or no mortgage debt, then living comfortably in retirement is within reach, even if you have no employer-provided retirement savings, and your only income will be your Social Security check. If you need more cash, you can take out a reverse mortgage or ask family members to… Read More »
Plan For A Boring Retirement, And You Will Never Be Stressed
Our culture idealizes youth so much that most people dread the thought of retirement. Calling it the Great Resignation only helps when you are young enough that if you nope out of the workforce today, you will still be young enough and healthy enough that you have many long years of income-earning potential ahead… Read More »
Are Seniors And Mortgages A Bad Mix?
When you are retired, you no longer have to deal with a daily commute during rush hour, professional networking events that eat up your limited free time, or waking up to emails notifying you that you must urgently fix a problem that your insufferable, overpaid boss created. Retirement is not all peaceful walks on… Read More »
Don’t Let Housing Drama Tank Your Late In Life Romance
Romantic relationships are so much simpler when you are over 50, not least because both partners are financially independent from the outset. You don’t have the problem that so many young couples face, where you have just taken the first steps toward being in charge of your own finances, and then you must figure… Read More »
The Best Boring Retirement Gifts You Can Buy For Yourself Or Your Spouse
The people who show off their wealth are not the happiest or wealthiest ones. The former classmate of yours who posts pictures on Facebook of all the jewelry and new cars that her husband buys for her is probably doing it because she needs her Facebook friends to convince her that he truly loves… Read More »
Is A Cash Diet The Key To A Stress-Free Retirement?
When you were banking on your old junk coming back into style, you made a wise investment. Those vinyl records that your ex-spouse always wanted to get rid of, since you already had the same albums on CD, are now worth a fortune, and your grandchildren even want to listen to them sometimes. The… Read More »
Look Out For Your Smile, Because Medicare Certainly Won’t
As you approach retirement age, your daydreams about retirement focus increasingly on the things you will not have to do. You won’t have to commute to work, which means more sleeping in late and less money spent on gasoline and on the dry cleaning of work clothes. Attending social events at work will no… Read More »