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Recent Blog Posts

OpenLetter

Is Reopening An Estate That Has Already Settled Worth The Trouble?

By Gierach and Gierach, P.A. |

Even uncomplicated probate cases can be stressful when the person for whose estate you were acting as a personal representative settles and the beneficiaries get their inheritance.  As long as the estate is open, everyone blames you when creditors surface and claim debts that, once paid, reduce the amount left for you and your… Read More »

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ParentPLUS

How To Ditch Your Parent PLUS Loans Before Retirement

By Gierach and Gierach, P.A. |

Parent PLUS loans are the enemy of your estate plan.  If you are thinking about taking out a Parent PLUS loan to fund your child’s college or postgraduate education, don’t do it.  Of course, this advice does not help you if you have already borrowed one and are now responsible for paying it back. … Read More »

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TeenCash

Think Twice Before Merging Your Finances With Your Children

By Gierach and Gierach, P.A. |

The market is flooded with advice books about caring for your children during their first years of life, but the advice industry is frustratingly silent about the best ways to have a healthy relationship with your children when they are adults.  Books, websites, and podcasts bombard you with information about the best ways to… Read More »

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Debts2

Beware Of Known And Reasonably Ascertainable Creditors

By Gierach and Gierach, P.A. |

The fun part of estate planning is daydreaming about enjoying retirement and about being generous to your descendants.  In fact, you might even spend your first few sessions with an estate planning lawyer focusing on your dreams of your golden years and of creating generational wealth.  Eventually, though, you will need to confront your… Read More »

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NinetyNine

Retirement Income For The 99 Percent

By Gierach and Gierach, P.A. |

The gig economy is not just for young people; cushy jobs have become a thing of the past, and cushy pensions and employer-provided retirement account contributions are even harder to find among the most recent cohort of people to find themselves added to the AARP’s mailing list.  Life keeps getting more expensive, so how… Read More »

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CollegeStudent

Estate Planning For Millennials Who Value Experiences Over Stuff And Friendship Over DNA

By Gierach and Gierach, P.A. |

You’ve heard all the stereotypes about millennials.  Millennials value experiences over stuff, and they certainly can’t be bothered with frivolous purchases like the disposable dinner napkin.  Financially, millennials are screwed; most of them will never own a house.  Millennials have the lowest birth rate in U.S. history, whether because diaper duty is a less… Read More »

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Declutter

Will The Clutter You Find In A Deceased Relative’s House Affect The Probate Of Their Estate?

By Gierach and Gierach, P.A. |

Selling a deceased relative’s house is often one of the most stressful parts of probate.  If the decedent included instructions in their will about selling the house, it makes the process somewhat easier, but selling a house is never easy, even under circumstances that do not involve bereavement.  The worst is if the decedent… Read More »

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StudentD4

How Not To Help Your Children Financially: Advice From An Estate Planning Lawyer

By Gierach and Gierach, P.A. |

From an estate planning perspective, there are no right or wrong answers about how much or how little money to give your adult children.  As long as you have enough money left over for your own retirement expenses and healthcare, you can continue to spoil your children and grandchildren as much as you want. … Read More »

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Guardianship

Family Members Feud Over Cosmetology Tycoon’s Guardianship Fees

By Gierach and Gierach, P.A. |

No matter how much money you save and invest during your working years, no matter how modestly you live after retirement, and no matter how big an estate you leave when you die, it can all go to waste if your family members spend it all on legal battles against each other during probate. … Read More »

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shutterstock_174185507

How Important Is Life Insurance in Your Estate Plan?

By Gierach and Gierach, P.A. |

At every age, you have probably heard people advise you not to be insurance-poor.  Trying to get most types of insurance to pay for what they promised to pay for, whether it is your health insurance paying for doctor’s office visits or your car insurance paying for vehicle repair after a car accident.  At… Read More »

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