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Category Archives: Estate Planning

InsuranceShopping

The Best Boring Retirement Gifts You Can Buy For Yourself Or Your Spouse

By Gierach and Gierach, P.A. |

The people who show off their wealth are not the happiest or wealthiest ones.  The former classmate of yours who posts pictures on Facebook of all the jewelry and new cars that her husband buys for her is probably doing it because she needs her Facebook friends to convince her that he truly loves… Read More »

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MoneyEat

Is A Cash Diet The Key To A Stress-Free Retirement?

By Gierach and Gierach, P.A. |

When you were banking on your old junk coming back into style, you made a wise investment.  Those vinyl records that your ex-spouse always wanted to get rid of, since you already had the same albums on CD, are now worth a fortune, and your grandchildren even want to listen to them sometimes.  The… Read More »

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SeniorsBrushing

Look Out For Your Smile, Because Medicare Certainly Won’t

By Gierach and Gierach, P.A. |

As you approach retirement age, your daydreams about retirement focus increasingly on the things you will not have to do.  You won’t have to commute to work, which means more sleeping in late and less money spent on gasoline and on the dry cleaning of work clothes.  Attending social events at work will no… Read More »

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LLC

LLCs And Your Estate Plan

By Gierach and Gierach, P.A. |

Now that you are retired and the mornings you spend scrolling through news headlines are longer than they used to be when you were working, you have started to become aware of the go to headlines that seem to pop up whenever it is a slow news day.  It seems like, every few weeks,… Read More »

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LongTermPlan

What Does Retirement In Florida With $500K In Savings Look Like?

By Gierach and Gierach, P.A. |

Anyone who tells you that anything less than retiring with one million dollars in savings is poverty as their head in the clouds.  Most people do not have nearly that much; the average amount of retirement savings for 65-year-olds in 2024 is $200,000, and a substantial number of sexagenarians have no retirement savings at… Read More »

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55Plus

55 Plus Communities Are Not The Paradise You Think They Are

By Gierach and Gierach, P.A. |

The layout of single-family homes is perfect for a bedroom community.  They are designed for people who spend 40 hours per week somewhere else, at work or school, doing something that takes their minds off of the loneliness of suburbia.  Once your children have grown up, you can distract yourself from the emptiness of… Read More »

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TaxCredit

You Can Get A $10,000 Tax Credit If You Sell Your Empty Nest

By Gierach and Gierach, P.A. |

Indecision is one of the worst parts of being newly retired.  Day after day and year after year, you rushed to get to work every morning.  Even after your children grew up and moved out of the house, you eagerly anticipated their arrival on the weekends.  Folding laundry for the whole family on Sunday… Read More »

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SeniorPhoto

An Elder Law Nightmare: Stepparents Denying Stepchildren The Right To Visit Their Elderly Parents

By Gierach and Gierach, P.A. |

Generation X eased into middle age by watching what was then called “peak television,” thought-provoking dramas such as The Sopranos and Breaking Bad, crafted for the small screen with as much care and attention to details of narrative and aesthetics as any of the classics of Hollywood cinema.  When Baby Boomers started to figure… Read More »

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401K3

Keeping Your Money In Your 401(k) After You Retire Is An Underrated Strategy

By Gierach and Gierach, P.A. |

Not knowing how to maximize your retirement savings after you retire is a good problem to have.  If your biggest worry is how to grow your employer-provided retirement savings, your financial situation is what most people can only dream of.  Complaining that the balance in your 401(k) is only the amount you deposited into… Read More »

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InternetConnection

Millions Of Seniors Risk Losing Reliable Internet Access As Federal Program Ends

By Gierach and Gierach, P.A. |

The stereotype that people who are no longer new to adulthood have no idea what they are doing with the Internet no longer holds true.  The oldest digital natives are adults who use the Internet to pay bills, respond to emails from work, and read news that influences their votes, which they are now… Read More »

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